I wouldn't take the lump sump and I would contact an accountant possibly a lawyer and come up with a plan.
I would pay off any debt or bills first. I would work to eliminate any stress.
A good chunk would go to helping the homeless and hungry. Donations made to other charities as well. I might even start a non-profit.
My kids wouldn't have to worry about education costs. I would let them chase their dreams.
I would take care of my parents and a few relatives on my wife's side.
I would employ a couple of close friends.
I would travel more. I would fish, but like the song goes buy a boat and a truck.
However the guy in front of me who spent $200 on tickets has a better chance of winning